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If you are not pregnant and you would like to add additional maternity insurance coverage to your Texas individual health insurance plan, there are quite a few things that you should be made aware of. Most Texas individual health insurance policies that actually offer a maternity rider (some do not) will allow you some amount of maternity coverage, but at an addition to the standard plan premium. It is common for maternity insurance riders to have a long waiting period of 6 to 12 months before they cover any type of pregnancy costs. Some maternity riders in Texas can allow 100% to be paid up to a set amount for your pregnancy and delivery after 12 months while other maternity riders only allow for 50% of the benefit paid. On rare occasion, maternity benefits begin immediately without a waiting period. Other Texas maternity insurance plans pay nothing until the 12 month waiting period has expired. It is good to shop numerous health insurance companies in Texas and compare the benefits that are offered from each health insurance company. If you allow us to assist you, you will have the opportunity to compare many Texas maternity insurance plans and maternity benefit options.
If you get a maternity insurance quote from this website, you will be able to compare the rates for many Texas maternity health insurance plans. A Texas licensed health insurance agent will help you compare the coverages, deductibles, co-pays and insurance premiums to find the maternity insurance plan that is best suited your needs. We know that cost is very important, but we will try to make sure that you also get the Texas maternity health insurance coverage that you require.