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If you are not pregnant and you would like to add additional maternity insurance coverage to your Wyoming individual health insurance plan, there are quite a few things that you should be made aware of. Most Wyoming individual health insurance policies that actually offer a maternity rider (some do not) will allow you some amount of maternity coverage, but at an addition to the standard plan premium. It is common for maternity insurance riders to have a long waiting period of 6 to 12 months before they cover any type of pregnancy costs. Some maternity riders in Wyoming can allow 100% to be paid up to a set amount for your pregnancy and delivery after 12 months while other maternity riders only allow for 50% of the benefit paid. On rare occasion, maternity benefits begin immediately without a waiting period. Other Wyoming maternity insurance plans pay nothing until the 12 month waiting period has expired. It is good to shop numerous health insurance companies in Wyoming and compare the benefits that are offered from each health insurance company. If you allow us to assist you, you will have the opportunity to compare many Wyoming maternity insurance plans and maternity benefit options.
In the state of Wyoming, we suggest that you take some time and find out if your current health insurance includes maternity coverage. Most group plans through your employer or business organization in Wyoming do include maternity insurance coverage. However, if your current health insurance plan does not include maternity, then we can help you find maternity health insurance in Wyoming. It is a good idea to obtain maternity health insurance coverage before you become pregnant. Not all Wyoming health insurance companies offer pregnancy insurance coverage. If you are already pregnant and do not have health insurance, you may find it difficult to find the best maternity insurance options. Either way, we are here to help you!